Overview

This is a 5 year capital protected growth product with 2 investment options. The investor can choose between returns equal to 1.4 times the growth in the FTSE- 100 or equal to 2 times the growth in the EVEN 30 Index.

5 years

Term

Tax status

Any payments subject to Income Tax

Counterparty

Investec Bank (BBB)

Capital at Risk barrier

Closing Date

None - fully protected, including FSCS

14 Feb 2014

Strike Date

03 Mar 2014

Possible early maturity dates

None

Minimum investment

£3,000

Investec Structured Products Deposit Growth Plan 30

Plan name

Overview

This is a growth product with a kick-out feature linked to the FTSE-100 Index. The product will kick out after 3 years paying the greater of 21% or the rise in the FTSE 100, if the Index is at or above its Initial Level. If the product does not kick out and the Index is above its Initial Level at maturity, investors will be returned three times the positive Index performance, up to a maximum return of 75%. Capital is at risk if the product does not kick out and the 60% European barrier is breached at maturity.

6 years

Term

Tax status

Any payments subject to Capital Gains Tax

Counterparty

BNP Paribas (A+)

Capital at Risk barrier

Closing Date

60% European barrier

14 Feb 2014

Strike Date

19 Feb 2014

Possible early maturity dates

On the 3rd Anniversary only

Minimum investment

£5,000

StartPoint Investments FTSE Kick Out Supertracker Plan

Plan name

Overview

This product is linked to the FTSE-100 index. If the final level of the index is at or above 85% of its initial level the investor will receive a return of 50% plus their capital investment. Capital is not protected if the final index level has fallen by 50% or more from its initial level.

6 years

Term

Tax status

Any payments subject to Capital Gains Tax

Counterparty

Morgan Stanley (A-)

Capital at Risk barrier

Closing Date

50% European

31 Jan 2014

Strike Date

14 Feb 2014

Possible early maturity dates

None

Minimum investment

£3,000

Morgan Stanley FTSE Defensive Digital Growth Plan 12

Plan name

Overview

This is a 6year income product linked to the FTSE 100 Index. It pays a monthly income of 0.425% (5.1% pa) provided the closing level of the FTSE 100 is at or above 75% of its Initial Level on any Monthly Measurement Date. If the Index is below 75%, no income will be paid for that month however, the memory feature allows investors to recover missed payments if the level of the Index is at or above 75% of its Initial Level at a later Monthly Measurement Date. Capital is at risk if the product is not called and the 60% European barrier is breached.

6 years

Term

Tax status

Any payments subject to Income Tax

Counterparty

Royal Bank of Canada (AA Rated)

Capital at Risk barrier

Closing Date

60% European barrier

5 Feb 2014

Strike Date

7 Feb 2014

Possible early maturity dates

None

Minimum investment

£5,000

Meteor FTSE Monthly Memory Income Plan

Plan name