Choose a Stocks & Shares ISA from our new Investment Centre. This ‘direct offer’ page provides a range of investment options administered by AXA, and which aim to make it easy for you to decide which fund you may want to invest your ISA in. Your ISA will be held on Elevate, AXA Wealth’s online investment platform. An Elevate Stocks & Shares ISA offers the benefits of: • Fund choice – choose from a wide range of over 3,000 investment funds. • Flexibility – you can select more than one fund for your ISA and include funds from more than one fund company. • Ease of selection – select ready-made solutions from Architas or OBSR portfolio‘s • Low minimum investment limits – invest between £1,000 and the annual maximum limit (£10,680 for this tax year & £11,280 for the 2012/2013 tax year) as a lump sum, or make a regular payment from £100 per month • Make additional investments – you can top up your ISA investment throughout the year, from £100 to the annual maximum limit. The easy option - our Architas Solution? Our guide provides a range of investment solutions, built by Architas, an investment company and member of the AXA Group. Their funds provide exposure to a range of different investments and parts of the world. You can choose an actively managed investment strategy, where the fund manager aims to outperform a specific investment benchmark index, or a passive managed investment strategy, which attempts to track or mirror the performance of a specific benchmark index. The funds are designed to cater for differing attitudes to risk that allow you to choose an investment solution that matches your risk profile. To help guide you, there are risk profile descriptions which are graduated in terms of the potential risks and rewards. For a quick description of risk attitudes have a look at our Risk Thermometer . The Architas funds may provide diversification, which in investment terms means holding a range of investments in order to limit your dependence on any one asset class or fund manager. Invest with Architas and take advantage of our fantastic offer. Simply invest in eligible Architas funds between now and 31 st March and you can receive a cash-back into your Elevate cash account on an annual basis as long as you remain invested. The cash-back offer is available to all funds shown in th e guide - including new investment and transfers from existing ISA’s and unit trust funds. Benefits long-term • Annual cash-back payment – receive an annual cash-back payment for as long as you remain invested • Flexibility in how you use your cash-back • A long-term cash-back offer – you can benefit from this cash-back offer every year, for as long as you stay invested in your eligible Architas funds through Elevate • Benefit from the Elevate platform and the investment expertise of Architas • Access to a choice of funds that cater for different levels of risk Please note the value of investments can fall as well as rise and is not guaranteed. Why choose our range of OBSR portfolios? Our guide provides a range of investment solutions chosen by the experts at OBSR. OBSR are an investment research company in the UK retail funds market. OBSR risk profiled portfolios allow you to choose an investment solution that matches your risk profile. To help guide you, there are risk profile descriptions which are graduated in terms of the potential risks and rewards. Or once again, for a quick description of risk attitudes have a look at our Risk Thermometer The OBSR risk profiled portfolios may provide diversification, which in investment terms means holding a range of investments in order to limit your dependence on any one asset class or fund manager. For information about the charges that apply to your Elevate account, please see our guide . Please remember that the value of a Stocks & Shares ISA can go down as well as up, and is not guaranteed, which means you could get back less than you originally invested. ISAs are intended to be a medium (at least 5 years) to long term (over 10 years) investment. Tax treatments are subject to change and will depend on your individual circumstances. How to apply To apply, please read the important information . Please also ensure that you read our Services and Costs Disclosure Document – this will explain our charges for the services we will provide. You should decide which risk profile description you are comfortable with, before selecting your investment fund and completing the application form . Please return your form to The Financial Group, Elmwood House, Sidwell Park, Benfleet, SS7 1LQ by 30th March, with your cheque (for a lump sum investment) or direct debit mandate (for a regular investment). Cheques should be made payable to AXA Elevate. If you have any questions regarding your investment, or wish to discuss your wider financial plans, please email Steve Bates or Steven Youngs . If you would prefer a paper version of this offer to be posted to you, please click here .

Want to keep it simple? These 2 forms are all you need to apply! • a quick quide to completing an application • ISA application Need Adobe to read a pdf document? Click here